Although it’s commonly known that some vehicles cost more to insure than others, a number of other factors contribute to your auto insurance rate. And, if you are aware of these factors, you may be able to take steps to save on your auto insurance.

Here are some of the biggest factors that determine your auto insurance rate:

  • Your vehicle’s safety rating
  • Your vehicle’s repair costs
  • Your driving record
  • How frequently you drive
  • The area in which you drive
  • Your age
  • Your insurance and credit scores

The easiest way to save on your auto insurance is to engage in safe driving practices. Also, be sure to contact us at 608-238-2686. We can provide you with safe driving resources, and information on the most and least expensive vehicle models to insure.

The following is an infographic provided by the Insurance Information Institute that shows a variety of factors that determine auto premiums: