One of the most common causes of water damage within your home is often preventable. After all, this form of damage isn’t always due to heavy rainstorms or melting snow. Rather, water damage often stems from a lack of home maintenance.
What’s worse, such damage is usually excluded from your homeowners coverage if the cause is connected to poor maintenance practices—leaving you to pay out-of-pocket for any home repair costs. With this mind, be sure to follow this guidance to keep water damage from wreaking havoc on your home (and your wallet).
It is important that you use a reputable water mitigation company to clean and dry the home if necessary. This process can limit the total damage, ensure there is no mold growth, and ultimately save you time, money and headaches. The water mitigation company will remove any standing water and then place fans and dehumidifiers in the home. They will create a drying map to show what areas are wet, how well they are drying, and when everything is completely dry.
With any loss it is important to get in contact with your insurance company right away. When it comes to water losses, your insurance company and claims adjusters have the contacts, training and tools to make this difficult experience as easy as possible. A little prevention can go a long way, but if you do have a water loss, remember act safely and quickly to stop the water and begin the clean up.
Apart from these practices, review your homeowners insurance policy to ensure you will be adequately covered if sudden or accidental water damage occurs within your home. Keep in mind that some specific causes of water damage—such as flooding and sewer backups—are typically excluded from standard homeowners policies and often require additional, specialized coverage. For more home maintenance guidance and homeowners insurance solutions, contact us today.
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