Life & Disability

We provide all forms of life insurance including low-cost term life, whole life and universal life insurance—a perfect fit for your family or organization’s protection.

Many employers provide benefits to their employees such as group insurance including life and disability insurance. Very often these benefits have limitations or are inadequate. In addition, individuals and family-run businesses have a need for these insurance coverages. Neckerman Insurance Services knows the value of life and disability insurance. This is insurance to protect the income stream of a family or business should it be faced with a life-altering event.

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Key Person Disability Insurance

Term Life

Disability Income

Buy-Sell Arrangement Protection

Long-Term Care

Whole/Universal Life

Testimonial

"I’d been with my current insurance company for 15 years but after bumping into Ryan Waite around town a number of times I picked up the phone when my insurance renewal docs landed in my inbox to see if there was a better solution out there. Ryan collected my information, talked with me about my needs and called me a day later recommendations and options. He helped me to understand the gaps in my coverage and provided guidance for the best solution possible which, at that time, wasn’t one of his solutions. It a rare find to meet an agent that cares more about the best solution for someone over making a sale. Ryan’s at the top of my list for an annual insurance review and I look forward to working with him in the future."

- Justin H.

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