Workers’ Compensation is an insurance coverage that pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents for employees killed from a work-related accident.


The Employer’s Responsibilities

Employers are required to do the following to comply with Workers’ Compensation Insurance laws:

  • Provide coverage for their employees and are held liable for all injuries suffered by employees while they are on the job.
  • Pay premiums and provide the carrier with audit payroll numbers.
  • Provide a safe environment.
  • Notify the carrier as soon as possible after an injury.
  • Investigate injuries.

There are other actions that your organization can take to reduce workers’ compensation costs, and we have the tools to show you how.


Claim Reporting

Every accident, whether the employee has lost time from work or not, must be reported. All medical bills related to any Workers’ Compensation claim should be sent directly to your insurance company. Please do not wait until you receive a medical bill to submit a claim. The insurance company and you, as the employer, are required to abide by strict guidelines for reporting claims as set by State of Wisconsin Statute and Administrative Rules. Therefore, it is imperative that claims be reported promptly.

Please complete a WKC-12-E Employer’s First Report of Injury or Disease form and send it directly to your company.

WKC-12 Print Version

WKC-12 -E Electronic Version


"The group at Neckerman has provided exceptional service for the insurance needs of my business and my personal residence. Having a local, friendly representative meet with me conveniently at my office for discussions and paperwork played a big factor in my choice with Neckerman (thank you, Kyle Fetters). I appreciate the individualized service and would highly encourage anyone to consider Neckerman for their insurance needs."

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